Our Coverages

Excess Liability

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Excess Liability Protection for Constitutional Officers

Constitutional Officers are automatically afforded liability protection through the Virginia Division of Risk Management’s VaRISK program. This is required by law per §2.2-1839 of the Code of Virginia. However, sometimes an additional layer of protection is desired.  

Our Solution

VAcorp can provide protection for Constitutional Officers through optional additional coverage limits that are secondary, or in excess of the coverage program provided by the state. This unique coverage provides an additional layer of liability protection for these elected officials and their staff when the coverage limit provided by the required state plan is exhausted. This VAcorp coverage provides secondary protection from liability claims, suits, or allegations of property damage, bodily injury, or wrongful acts, such as sexual harassment and employment practices. 

Excess Liability Protection for Regional Jails

Regional jails are automatically afforded liability protection through the Virginia Division of Risk Management’s VaRISK program. This is required by law per §2.2-1839 of the Code of Virginia. However, sometimes an additional layer of protection is desired.  

Our Solution

VAcorp provides protection for regional jails through optional additional coverage limits that are secondary, or in excess of the coverage program provided by the state. This unique coverage provides an additional layer of liability protection for regional jails, their officers, and staff when the coverage limit provided by the state is exhausted. This VAcorp coverage provides secondary protection against liability claims, suits, or allegations of property damage, bodily injury, or wrongful acts, such as sexual harassment and employment practices. 

Regional jails are given the opportunity to opt out of the VaRISK program, although the state assesses a cost for this. For regional jails that have opted out of the VaRISK program, VAcorp provides comprehensive primary liability protection for all covered liability claims against the jail, its board, officers, and staff. 

Want to learn more about this coverage?

Give us a call at 888-822-6772 or reach out via the contact page.